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Directory

COVID-19 Programs and Measures – Startups | SMEs

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Consult this updated directory of key programs available to start-ups and SMEs to address the COVID-19 pandemic.

  1. Federal government
  2. Provincial government
  3. Municipal government (Montréal)
  4. Private sector
  5. Other resources

1. Federal government

BDC Small Business Loan - for existing business

Business Development Bank of Canada

Keep your cash flow. Rather than using the money you need for day-to-day activities, consider applying for additional financing. With the BDC Small Business Loan, you could get up to $100,000 within 48 hours from the time of approval, no application fees or hassles. The entire process is completed online.

You need to have been operating your business for the past 24 months.

Other conditions apply.

Business Credit Availability Program (BCAP)

Government of Canada

If you have a Canadian business with a viable commercial model, you could receive a loan from the federal government to weather the crisis.

As part of this program, Export Development Canada (EDC) and the Business Development Bank of Canada (BDC) is providing over $10 billion in the form of direct loans and other types of financial support at market rates for eligible businesses.

This program includes the BDC co-lending program and the EDC loan guarantee for SME.

The BCAP will promote access to financing for businesses in every sector and region.

For more information, contact your financial institution.

Some conditions apply.

Canada Emergency Business Account

Ministère des Finances

The Canada Emergency Business Account will make $25 billion available to eligible Canadian businesses in the form of an interest-free loan.

Every business could receive up to $40,000 to pay operating costs during the crisis.

Businesses should contact their financial institution to request the loan and show that they paid between $20,000 and $1.5 million in total payroll in 2019.

Repayment of the balance of the loan at the latest by December 31, 2022 will generate a writeoff of 25% of the loan, up to $10,000.

Some conditions apply.

Canada Emergency Commercial Rent Assistance (CECRA)

Canada Mortgage and Housing Corporation - CMHC

This assistance offers business owners that rent to small businesses a forgivable loan of 50% of the cost of rent provided they offer tenants a rent reduction of at least 75% for the months of April, May, June and July, 2020.

Non-exhaustive eligibility criteria:

  • Own a building with at least one small business tenant that is affected;
  • Conclude (or have concluded) a legally binding agreement to reduce rent for the months of April, May, June and July, 2020.

Owners can apply through a specially designed portal.

Some conditions apply.

Canada emergency wage subsidy

Government of Canada

The federal government will make available to eligible businesses a wage subsidy to cover up to 75% of salaries.

This subsidy, for a maximum period of six months, retroactive from March 15, 2020, to August 29, 2020 is designed to help businesses retain or rehire their employees.

Eligibility critirea for employers:

Calculate your subsidy amount here.

Current claim periods open for application:

  • March 15 to April 11 (period 1)
  • April 12 to May 9 (period 2)
  • May 10 to June 6 (period 3)

Some conditions apply.

Canada’s Plan to Mobilize Industry

Government of Canada

The government is mobilizing Canadian businesses and manufacturers to help fight the spread of the coronavirus and ensure the health and safety of Canadians. Canada’s

Plan to Mobilize Industry provides for new measures to directly support the country’s manufacturers and businesses to rapidly increase their production capacity or, by giving them the tools needed for production lines, to design products made in Canada that will help fight COVID-19.

Products targeted include:

  • personal protective equipment;
  • sanitization products;
  • diagnostic products;
  • tests.

Some conditions apply.

COVID-19 – Call to action: Canadian suppliers

Government of Canada

The Government of Canada asks Canadian manufacturers and businesses that can help the country meet needs for essential medical supplies to fight COVID-19 to contact its agents.

If the following statements apply to you, join the national effort!

  • Your manufacturing activities are based in Canada or you have ready access to the required inputs through your supply chain.
  • You have equipment that can be modified or facilities that can be quickly reorganized to meet medical needs, particularly to manufacture personal protective equipment, such as gloves, masks and surgical gowns; disinfectant; wipes; ventilators; and other medical equipment and supplies.
  • You have skilled workers who can respond and who are available to work under the current circumstances.

Some conditions apply.

COVID-19 – Canadian Seafood Stabilization Fund

Canada Economic Development for Quebec Regions

The Canadian Seafood Stabilization Fund, put in place by CED in Quebec, is designed to inject $62.5 million into businesses in the fishing, aquaculture and processing sectors.

The Fund has four components:

  • Storage capacity;
  • Adaptation of businesses;
  • Automation;
  • Market development.

To apply: 

Some conditions apply. 

COVID-19 – Sponsoring clinical trials

Government of Canada

The Government of Canada asks companies with medication, medical instruments or natural health products that could effectively treat or screen for COVID-19 to contact its agents.

Clinical trials may be rapidly authorized under urgent circumstances.

Some conditions apply.

COVID-19: New loan and guarantee program for SMEs

Government of Canada

A new loan and guarantee program could help SMEs affected by the economic repercussions of the COVID-19 pandemic.

This loan offer, financed by BDC and EDC, will be available through financial institutions and is intended to meet needs for operating cash flow.

How the program works:

  • Eligible companies can obtain additional credits of up to $6.25 million (80% provided by the BDC and 20% by their financial institution);
  • EDC will also provide financing to financial institutions, which will enable SMEs to obtain up to $12.5 million in total.

To be eligible, SMEs must have been affected by COVID-19 and have been previously financially viable.

Some conditions apply.

Emergency Processing Fund (EPF)

Government of Canada

The EPF can provide financial assistance of up to $5 million to help for-profit organizations that are incorporated in Canada with two objectives: 

  • Objective 1 – Emergency COVID-19 Response (activities funded with non-repayable contributions)
  • Objective 2 – Strategic Investments (activities funded with repayable contributions)

All activities must be completed by September 30, 2020 and will be funded retroactively to March 15, 2020.

To file an application:

  • Requests for less than $100,000:

Contact the Quebec Food Processing Council (CTAQ)

  • Requests for $100,000 or more:

Contact Agriculture and Agri-Food Canada (AAFC) and complete the following steps:

  1.  Complete the checklist
  2.  Complete the AAFC application forms and provide the supporting documents
  3.  Submit your application to AAFC

Note that applications will be accepted until 11:59 p.m. (EDT) on Friday, July 31, 2020, and that the funding may have been fully allocated by this date.

Conditions apply.

Emergency Support Fund for Cultural, Heritage and Sport Organizations

Canadian Heritage

This fund, administered by Canadian Heritage, will be divided among select departmental programs, portfolio agencies and key delivery organizations.

Funds will be distributed in two phases through a range of existing programs, funds and organizations.

The way funds will be distributed will depend on whether:

  • Your organization is currently financed by Canadian Heritage;
  • Your organization is currently financed by the Canada Council for the Arts, the Canada Media Fund or Telefilm Canada;
  • Your organization is not currently financed by Canadian Heritage.

For more information, you can also consult the FAQ.

Some conditions apply.

FCC Advancer

Farm Credit Canada

If you are a Canadian agri-food or agricultural entrepreneur with a growing operation, you could be eligible for an FCC Advancer.

Some of the benefits:

  • Funds readvanced with no paperwork;
  • Lower payments than with a regular loan;
  • Ability to set your own interest rate.

Loan features:

  • Renewable, pre-approved loan;
  • Open variable rate;
  • Ongoing re-advance of funds;
  • Ability to make only interest payments;
  • Guarantee negotiated in advance.

Some conditions apply.

FCC line of credit

Farm Credit Canada

If you are a Canadian agri-food or agricultural entrepreneur, you could have access to an FCC line of credit to meet your cash flow requirements.

Some of the benefits:

  • Release of funds and consultation of information through your online account;
  • Immediate access to working capital;
  • Loan renewal based on your production cycle.

Loan features:

  • Renewable, pre-approved loan;
  • Open variable rate;
  • Ongoing re-advance of funds;
  • Ability to make only interest payments;
  • Monthly statements;
  • No guarantee required.

Some conditions apply.

Mid-Market Financing Program

Business Development Bank of Canada

This program, financed jointly by the BDC (90%) and the applicant’s financial institution, will be offering junior loans to businesses until September 30, 2020.

Flexible terms:

  • Loans spanning four years
  • Principal to be repaid as a balloon payment
  • Interest payments for the first 12 months capitalized and due at maturity

Company eligibility criteria:

  • In good standing and financially viable before the crisis
  • Affected by COVID‐19 or by the drop in oil and gas prices
  • Credit needs exceed the financial support that is currently available

Conditions apply.

Purchase Order Financing

Business Development Bank of Canada

Do you want to take advantage of new business opportunities, but are short on cash? Receive financing for up to 90% of the purchase order.

Purchase order financing is the ideal solution for:

  • Accepting major contracts;
  • Preserving your line of credit and your working capital;
  • Extending your activities to national and international markets.

Advantages for your company:

  • Flexible terms adapted to the terms of the purchase order;
  • Payment in Canadian or American dollars;
  • Building trust with your clients and suppliers;
  • Peace of mind.

Conditions apply.

Regional Relief and Recovery Fund (RRRF)

Canada Economic Development for Quebec Regions

The RRRF, managed by CED, is designed to help businesses and affected communities deal with the crisis and kick start their economic recovery.

The Fund makes it possible to:

  • Offer immediate mitigation measures for businesses that are in difficulty because of a lack of cash.
  • Prepare for post-COVID-19 through support focused on the economic recovery.

The initiative has two parts:

  • $675 million to support regional economies, businesses, organizations and communities in every region of Canada;
  • $287 million to support the national CDIC network.

Some conditions apply.

Temporary Foreign Worker Program

Employment and Social Development Canada

PLEASE NOTE!

BECAUSE OF THE CORONAVIRUS (COVID-19), CHANGES HAVE BEEN MADE TO THIS PROGRAM.

YOU CAN CONSULT THEM HERE.

Your business may be eligible to access a pool of foreign workers to hire on a temporary basis when Canadian citizens and permanent residents are not available.

You can hire workers under a variety of streams:

  • Skilled workers
  • Global talent / highly skilled workers
  • Workers in high wage or low wage positions
  • Agricultural workers
  • Academics

Fees and conditions apply.

Temporary wage subsidy for employers

Government of Canada

Take advantage of a wage subsidy equal to 10% of compensation paid from March 18, 2020 to June 20, 2020, up to $1,375 per employee and a maximum of $25,000 per employer.

Eligibility:

  • You are a or an:
    • individual (excluding trusts);
    • partnership; 
    • non-profit organization;
    • registered charitable organization; or
    • Canadian-controlled private corporation (CCPC) (including a cooperative corporation) eligible for the small business deduction.
  • You have a business number and a payroll program account with the Agency as of March 18, 2020;
  • You have paid a salary, stipend, bonuses or other compensation to an employee.

Some conditions apply.

The COVID-19 Challenges Procurement Program: the NRCC’s Industrial Research Assistance Program and Innovative Solutions Canada

National Research Council Canada

SMEs (fewer than 500 employees) that need financial support from the National Research Council of Canada’s Industrial Research Assistance Program (NRCC IRAP) for their product or solution that meets a need related to COVID-19 can respond to the challenges issued by the Public Health Agency of Canada (PHAC) and Health Canada (HC).

The NRCC IRAP will post details on the Innovative Solutions Canada website in the coming days and weeks.

Process:

  • Challenges posted on the Innovative Solutions Canada website;
  • Phase 1 financing agreement (proof of concept for the solution) by the NRCC IRAP;
  • Phase 2 financing agreement (development of functional prototypes of the best concepts) by the NRCC IRAP;
  • Purchase of the product by the NRCC, the PHAC, HC or another federal department or agency.

Some conditions apply.

Work sharing program – Temporary special measures in response to the slowdown in activities due to COVID-19

Government of Canada

Temporary special work sharing (WS) measures for workers and employers are in effect March 15, 2020 to March 14, 2021.

Eligibility:

You are experiencing a slowdown in commercial activities because of the global COVID-19 epidemic and have WS agreements:

  • Signed between March 15, 2020 and March 14, 2021;
  • That started or ended between March 15, 2020 and March 14, 2021;
  • That ended between June 23, 2019 and March 14, 2020 and that are in a mandatory waiting period.

applicant guide available here.

Some conditions apply.

Work sharing program – Temporary special measures in response to the slowdown of activities in the forestry sector due to COVID-19

Government of Canada

Temporary special work sharing (WS) measures for workers and employers in the forestry sector are in effect July 30, 2017 to March 28, 2020.

Eligibility:

Your company has been directly or indirectly affected by the slowdown in the forestry sector and you have:

  • Signed a work sharing agreement that ended between October 30, 2016 and July 29, 2017;
  • Entered into a work sharing agreement that was or will be signed between July 30, 2017 and March 28, 2020 (the date of the start of the agreement should be no later than March 29, 2020); or
  • Entered into a work sharing agreement that will start or end between July 30, 2017 and March 28, 2020.

Applicant guide available here.

Some conditions apply.

Work sharing program – Temporary special measures in response to the slowdown of activities in the steel and aluminium sector due to COVID-19

Government of Canada

Temporary special work sharing (WS) measures for workers and employers in the steel and aluminium sector are in effect August 19, 2018 to March 27, 2021.

Eligibility:

Your company has been directly or indirectly affected by the slowdown in the steel and aluminium sector and you have:

  • Signed a work sharing agreement that ended between November 25, 2017 and August 18, 2018;
  • Entered into a work sharing agreement that was or will be signed between August 19, 2018 and March 27, 2021 (the date of the start of the agreement should be no later than March 28, 2021); or
  • Entered into a work sharing agreement that will start or end between August 19, 2018 and March 27, 2021.

Applicant guide available here

Some conditions apply.

Working Capital Loan

Business Development Bank of Canada

Increase inventory to meet demand, take advantage of discounts from your suppliers or add to your line of credit, without jeopardizing your cash flow.

Benefits for your company:

  • Flexible repayment terms to protect your cash flow;
  • Limited personal risk;
  • Peace of mind.

Conditions apply.

Federal measures

2. Provincial government

CALQ emergency aid for artists and organizations

The CALQ has made available special support drawn from existing program budgets to address situations in the short term, such as cash flow problems to deliver essential services for the next month and difficulties faced by artists abroad who are incurring additional expenses to return to Quebec.

Emergency aid for artists supported by the CALQ

Emergency aid for organizations supported by the CALQ

  • Download the form (French only)
  • Send an email

Some conditions apply.

Concerted Temporary Action Program for Businesses (CTAPB)

Ministère de l'Économie et de l'Innovation

Eligible businesses, including cooperatives, non-profit organizations and social economy businesses engaged in commercial activities, could benefit from financial support of at least $50,000 in a loan and loan guarantee to make up for cash flow shortages related to COVID-19 due to:

  • a supply problem for raw materials or products;
  • the inability to deliver or a reduction in delivery capacity for products and services.

The main terms and processes for receiving this aid are presented on the Investissement Québec website.

Eligible companies that want more information or to avail themselves of this funding can call 1 844 474-6367 or the phone number for their regional office.

Some conditions apply.

COVID-19: $40 million budget from Fondaction for Quebec SMEs in the agri-food sector

Fondaction

Over the next year, Fondaction will make available to Quebec SMEs in the agri-food sector $40 million in funding to ensure their vitality.

Main eligibility criteria:

  • Profitability before the crisis
  • Strong prospects for growth
  • Solid management team

Business that would like to benefit from this funding should complete a form.They will be contacted by Fondaction’s investment experts who will evaluate their application and discuss flexible, personalized solutions.

Some conditions apply.

Digital Marketing Assistance Fund (DMAF)

Centres locaux de développement (CLD) and RCM - Economic Development

The DMAF provides non-repayable financial support to create, enhance or develop a digital marketing project.

Details:

  • Grant of up to $2,500 per company
  • Applications processed through a call for projects

Eligibility criteria:

  • Your company must have a QEN, and its head office and main activities must be located in the Pierre-De Saurel RCM.
  • You must have been in business for at least 6 months.

Evaluation criteria:

  • Project feasibility
  • The applicant’s ability to carry out the project
  • Anticipated impacts
  • Use of local suppliers
  • Catalyst effect of the CLD de Pierre-De Saurel’s contribution

The submission deadline is 11:59 p.m. on June 28, 2020.

Conditions apply.

Emergency aid for small and medium-sized businesses (COVID-19)

Ministère de l'Économie et de l'Innovation

SMEs affected by COVID-19 that need under $50,000 in cash can benefit from this aid introduced by the Government of Quebec.

Non-exhaustive eligibility criteria:

  • Be operating in Quebec for at least one year;
  • Be temporarily closed, likely to close or show the warning signs of closing;
  • Be maintaining, consolidating or resuming activities.

The lack of cash flow must be caused by:

  • an inability or substantial reduction in the ability to deliver products or merchandise;
  • a procurement problem for raw materials or products.

Some conditions apply.

Financial aid program for festivals and tourist events – component 1: major festivals and tourist events

Tourisme Québec

PLEASE NOTE!

HERE (IN FRENCH ONLY) ARE THE DETAILS OF THIS FUNDING PROGRAM FOR FESTIVALS AND EVENTS IN THE CONTEXT OF THE COVID-19 PANDEMIC.

The first component of financial aid for festivals and tourist events is for organizers of major festivals and tourist events.

Non-exhaustive eligibility criteria: 

  • Attract a significant number of tourists;
  • Have a proven economic impact;
  • Have eligible costs of $6 million or more.

Financial aid forms (annual or three-year agreement):

  • Financial aid for performance;
  • Financial aid for growth.

Some of the eligible costs:

  • Administration;
  • Programming;
  • Site management;
  • Promotion.

Registration period:

  • Festivals and events taking place between November 1, 2020 and April 30, 2021: one month in Spring 2020 (usually in June);
  • Festivals and events taking place between May 1 and October 31, 2021: one month in the fall of 2020 (usually in November).

The program expires on March 31, 2022.

Some conditions apply.

Financial aid program for festivals and tourist events – component 2: tourist festivals and events

Tourisme Québec

PLEASE NOTE!

HERE (IN FRENCH ONLY) ARE THE DETAILS OF THIS FUNDING PROGRAM FOR FESTIVALS AND EVENTS IN THE CONTEXT OF THE COVID-19 PANDEMIC.

The first component of financial aid for festivals and tourist events is for organizers of major festivals and tourist events.

Non-exhaustive eligibility criteria:

  • Attract a significant number of tourists;
  • Have a proven economic impact;
  • Have eligible costs of $6 million or more.

Financial aid forms (annual or three-year agreement):

  • Financial aid for performance;
  • Financial aid for growth.

Some of the eligible costs:

  • Administration;
  • Programming;
  • Site management;
  • Promotion.

Registration period:

  • Festivals and events taking place between November 1, 2020 and April 30, 2021: one month in Spring 2020 (usually in June);
  • Festivals and events taking place between May 1 and October 31, 2021: one month in the fall of 2020 (usually in November).

The program expires on March 31, 2022.

Some conditions apply.

Financial aid program for festivals and tourist events – component 3: innovation and opportunity

Tourisme Québec

PLEASE NOTE!

HERE (IN FRENCH ONLY) ARE THE DETAILS OF THIS FUNDING PROGRAM FOR FESTIVALS AND EVENTS IN THE CONTEXT OF THE COVID-19 PANDEMIC.

The third component of financial aid for festivals and tourist events is for organizers of innovative festivals and events that offer promising opportunities for promoting Quebec.

Non-exhaustive eligibility criteria: 

  • Be developing the product;
  • Demonstrate the exceptional character of the project;
  • Be holding a one-time, non-recurring event;
  • Have eligible costs of $1 million or more.

Characteristics of the financial aid: 

  • One-time, non-recurring; 
  • Not exceed 25% of the cost of the project (maximum of $500,000).

Some of the eligible costs:

  • Administration;
  • Programming; 
  • Site management; 
  • Promotion.

Registration period:

  • Festivals and events taking place between November 1, 2020 and April 30, 2021: one month in Spring 2020 (usually in June);
  • Festivals and events taking place between May 1 and October 31, 2021: one month in the fall of 2020 (usually in November).

The program expires March 31, 2022.

Some conditions apply.

Financing from the Caisse de dépôt et placement du Québec

The CDPQ is making available to Quebec companies affected by measures to limit the spread of COVID-19 additional financial aid of $4 billion.

To be eligible, businesses must meet the following criteria:

  • have been profitable before the start of the COVID-19 crisis;
  • have a promising outlook for growth in their sector;
  • be seeking financing of over $5 million.

Some conditions apply.

Local investment fund (LIF)

Ministère de l'Économie et de l'Innovation

WARNING! 

A SIX-MONTH MORATORY HAS BEEN ESTABLISHED FOR THE REPAYMENT (CAPITAL AND INTEREST) OF THE LOANS ALREADY GRANTED BY THE INTERMEDIARY OF THE FLI. 

If you are starting or expanding a business, you could be eligible for financing in the form of various types of loans or loan guarantees.

Loans can cover eligible expenses such as:

  • Capital expenditures
  • Technology acquisition
  • Working capital for operations

You could get an interest-free loan to help you acquire at least 25% of an existing rural business that you plan to take over.

Programme actions concertées pour le maintien en emploi (PACME–COVID-19) (joint action program for employee retention)

Ministère du Travail, de l'Emploi et de la Solidarité sociale

Please note that the program components Entreprises and Promoteurs collectifs have reached their maximum budgetary capacity. You can still check the possibility of joining a training project accepted under the Promoteurs collectifs component.

The PACME offers direct financial support to promote the training and management of employees of companies affected by the COVID-19 pandemic.

Reimbursement of eligible expenses for corporate training programs:

  • 100% of expenses of $100,000 or less;
  • 50% of expenses between $100,000 and $500,000.

Projects are accepted until September 30, 2020 or until the funding envelope of $100 million runs out.

Businesses and self-employed workers should contact a business advisor for their region.

Some conditions apply.

The SADC de Papineau-Collines Exceptional Support Measures for Small Businesses

SMEs in the RCM of Papineau, the RCM of Collines-de-l’Outaouais and Basse-Lièvre affected by the COVID-19 pandemic can benefit from measures introduced by the Société d’aide au développement des collectivités (SADC) de Papineau-Collines.

Measures implemented in less than 48 hours are immediate, flexible and personalized.

Support measures for businesses:

  • Support loan of up to $25,000 with the possibility of a 6-month moratorium on capital and interest, repayable over a maximum of 48 months;
  • Flexible loans of up to $300,000 adapted to the needs of businesses.

Some conditions apply.

Provincial measures

3. Municipal government (Montréal)

Emergency aid for small and medium-sized businesses (COVID-19) - Montreal

PME MTL

SMEs affected by COVID-19 that need under $50,000 in cash can benefit from this aid introduced by the Government of Quebec.

Non-exhaustive eligibility criteria:

  • Be operating in Quebec for at least one year;
  • Be temporarily closed, likely to close or show the warning signs of closing;
  • Be maintaining, consolidating or resuming activities.

The lack of cash flow must be caused by:

  • an inability or substantial reduction in the ability to deliver products or merchandise;
  • a procurement problem for raw materials or products.

Some conditions apply.

Free support to merchants to make a rapid digital shift - Lachine

City of Montreal

The Ville de Montréal offers small businesses and merchants free personalized support from experts.

These professionals can guide local merchants in developing a crisis action plan, choosing suppliers, implementing an e-commerce platform and more.

Some conditions apply.

Retail Business Consolidation Fund

City of Montreal

Through PME MTL, the Ville de Montréal is providing eligible commercial enterprises with grants of up to $10,000, or 75% of the total cost of their business project.

Eligibility requirements (non-exhaustive):

  • Be a business establishment in Montréal.
  • Demonstrate that access to your business is closed due to COVID-19.
  • Provide at least 10% in the total project cost.
  • Be majority-owned by Canadian citizens or permanent residents.
  • Have a business project that falls under NAICS sectors 44 or 45 or sub-sectors 722 or 812.

Specific documents are required for the review of the funding request.

Conditions apply.

Support for Montréal’s SMEs

STIQ

The STIQ will offer technical assistance and share relevant information and good business practices during personalized meetings, whether virtual or in-person, following which the SME will obtain personalized recommendations and objective and independent information on the issues that concern it.

Offered free of charge:

  • Personalized report
  • List of available financial support
  • Guide to sanitary measures to implement (workers’ health)
  • Suggested target markets
  • Large multisectoral network
  • Visibility in the HebdoSTIQ newsletter

Eligibility criteria:

  • Be a manufacturing SME active on the island of Montréal
  • Have between 10 and 30 employees
  • Work in one of the eligible sectors of activity

Conditions apply.

Urban delivery service available to merchants

City of Montreal

This initiative, coordinated by the Sociétés de développement commercial de Montréal (SDC) in cooperation with Jalon MTL and COOP Carbone/Esplanade, allows local merchants within the territory of or near an SDC to have their products delivered, even if they do not have a transactional website or delivery system.

Eligibility criteria:

  • Be a member of an SDC;

or

  • Be located within 3 km of an SDC that offers the service to non-members.

Exclusions:

  • Meals;
  • Frozen foods;
  • Fresh products that cannot spend more than an hour at room temperature.

Some conditions apply.

Municipal measures (Montréal)

4. Private sector

Aid to Canadian manufacturers from the NGen Supercluster

Next Generation Manufacturing Canada (NGen) will invest up to $50 million in next-generation manufacturing projects by Canadian companies.

To be eligible, projects must target the production of technology, equipment and medical materials critical in the fight against COVID-19.

For projects that will have an immediate impact between April and the end of June 2020, up to 100% of eligible costs could be reimbursed. For projects that will have an impact after June 30, up to 50% of eligible costs could be covered.

For details, consult the presentation and project guides here and this descriptive document.

Some conditions apply.

Canada’s Digital Technology Supercluster’s COVID-19 Program

The COVID-19 Program was created to find digital technology solutions to protect the health and safety of Canadians and the country’s economy.

The Program will focus on five pressing needs:

  • Health system;
  • Community health;
  • Safe living;
  • Diagnostics and therapeutics;
  • Emergency response.

Eligibility:

  • Any member or associate of the Supercluster may submit an idea;
  • The proposal must be led by a Supercluster member or associate;
  • The project must have experienced and capable project management;
  • Collaboration is central to the Program (with some exceptions).

Some conditions apply.

CBRN Small Business Relief Fund

This fund will help 62 Canadian small businesses recover and support their resilience by offering them a grant of $10,000.

Key eligibility criteria:

  • Be a for-profit company; Have 2 to 50 employees;
  • Have been in business for 2 years as of March 1, 2020;
  • Have annual revenue between $150,000 and $5,000,000;
  • Have been negatively affected by the COVID-19 pandemic;
  • Satisfy the other eligibility criteria set out in the program’s terms and conditions (posted June 1).

Grant applications will be accepted from June 1 to 12, 2020.

Some conditions apply.

CIETECH digital transformation grant program

The CIETECH program offers companies and businesses in the Lanaudière region 15 hours of consulting to help them set their digital priorities and select technology solutions that will enable them to innovate with agility.

Non-exhaustive eligibility criteria:

  • Be in of the following market segments: retail, the restaurant, tourism and recreational tourism sector, culture, sports and leisure, services;
  • Agree to be guided by CIETECH for up to 15 hours;
  • Have signed a contract with a supplier.

Registration fee: $150

Some conditions apply.

CIETECH digital transformation grant program

This grant program will provide financial support to merchants involved in the CIETECH support program as they implement efforts for a digital transformation.

The implementation of technologies to improve the client experience will be eligible for a 20% grant of up to $1,500, after implementing the digital solution in your company.

This program is available for a limited time.

Some conditions apply.

Facebook grant program for small businesses

Facebook has introduced a $100 million grant program for cash and advertising credits to help SMEs get through the crisis.

Non-exhaustive eligibility criteria:

  • Have between 2 and 50 employees;
  • Be operating for more than one year;
  • Have encountered difficulties related to COVID-19;
  • Have a head office in a region or near a place where Facebook operates.

You can view eligible cities here.

Applications can be submited between May 26, 2020 at 9am EDT and June 7, 2020 at 11:59pm EDT.

Some conditions apply.

GoodSpark Fund

With its GoodSpark Fund, Desjardins is financing projects that contribute to our regional socio-economic development and recovery.

Project eligibility criteria:

  • Be socio-economic in nature (impactful and sustainable).
  • Make a significant impact on people and communities.
  • Be in line with communities’ priorities, as determined by the caisse mergers.
  • Meet a collective need.
  • Engage main community partners in the project.
  • Be consistent with sustainable development principles.
  • Does not seek to fill a performance gap that existed before the pandemic.

Conditions apply.

Invest-AI Financing

The program finances up to 50% of eligible activities to increase performance through the integration and application of AI techniques in business processes.

Some of the eligible activities:

  • Development of a product or process that requires AI;
  • Prototyping;
  • Managing data used by AI solutions.

Eligibility conditions:

  • Be a for-profit business with a place of business in Quebec for producing goods and services;
  • Have a project that involves applications of AI that can directly improve business performance;
  • Own intellectual property resulting from the project.

Some conditions apply.

Momentum Fund – Desjardins

Desjardins is using its Momentum Fund to support projects that contribute to regional economic development with financial assistance equal to 25% of the cost of eligible projects, up to a maximum of $10,000.

Some eligible categories:

  • Business digitization
  • Ergonomics and social distancing
  • Psychological support
  • Business model transformation
  • Innovation
  • Business succession
  • Development of foreign markets
  • Investment in talent and energy-efficient equipment

For more information about this program, contact your Desjardins Business Centre directly.

Conditions apply.

MTL Resto Relief Fund

If you work at a Montréal restaurant, bar or café and you need monetary support to meet your urgent financial obligations, you can apply to the MTL Resto Relief Fund.

Some conditions apply.

Parcours PME Sprint

This ESG support program offers eligible entrepreneurs 54 hours of online training: two 2.5-hour sessions per week between September 29 and December 4, 2020.

The training is divided into six parts:

  • Managing a company in uncertain times
  • Creating value in an uncertain and unpredictable environment
  • Leading and engaging your team and stakeholders
  • How to become indispensable
  • Daring to change the status quo
  • Presenting your recovery plan

The training costs $8,250+tax.

Conditions apply.

RÉSILIENT Program

The RESILIENT program includes 90 days of emergency coaching to help small businesses achieve effective performance in this new business reality.

The program provides:

  • An organizational performance analysis and interpretation of your personality profile.
  • A 13-step entrepreneurial roadmap.
  • 6 hours of structured individual coaching (1 hour/2 weeks).
  • Unlimited access to express online consulting clinics for 3 months.
  • 12 interactive themed webinar training sessions given by the CAEQ.

For more information, contact the CAEQ at 1-888-383-5015 or by email at info@caeqc.ca.

Conditions apply.

Shopify Capital Funding

Shopify has launched a program for loans of up to $500,000 to support small businesses during the COVID-19 crisis.

This program is solely for Shopify clients.

Loans will be reimbursed from future sales.

For more information, connect to your Shopify account.

Some conditions apply.

Private sector measures

5. Other resources

You can also consult our other directories of programs not related to COVID-19.

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