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Finance the sale or closing of your business

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1. Equity investments

Business succession

Fonds de solidarité FTQ

If you plan to buy or sell a financially sound business, you could receive an investment in capital stock or an unsecured loan.

You will have to:

  • Have a realistic business plan
  • Create and maintain sustainable jobs
  • Have a competent team with business experience
  • Be open to investors, alliances and partnerships
  • Have a good market outlook
  • Be profitable and competitive

In addition, the funds can be used to help you develop your strategic plan or for participative management.

Other conditions apply.

2. Loans and cash advances

BDC business loans

Business Development Bank of Canada

Whether you are launching a business or looking to expand and grow an existing one, you could get a term loan to help you:

  • Start or buy a business
  • Buy, build or renovate your facilities
  • Buy equipment
  • Research and develop new products
  • Develop new markets for your products
  • Acquire information and communications technology
  • Sell your business

The loan comes with flexible terms.

You may need to provide credit references and to have invested money in your business. Other conditions apply.

BDC Small Business Loan - for existing business

Business Development Bank of Canada

Keep your cash flow. Rather than using the money you need for day-to-day activities, consider applying for additional financing. With the BDC Small Business Loan, you could get up to $100,000 within 5 business days, no application fees or hassles. The entire process is completed online.

You need to have been operating your business for the past 24 months.

Other conditions apply.

BDC transition financing

Business Development Bank of Canada

Are you retiring or ready to sell your business? Whether you are transferring your business to a family member or moving on to other ventures, you could get a loan to help with the costs of the transition.

Financing may be available to:

  • Transfer your business to family members
  • Sell your business to your managers or employees
  • Sell your business to an outside buyer

Other conditions apply.

Business succession

Fonds de solidarité FTQ

If you plan to buy or sell a financially sound business, you could receive an investment in capital stock or an unsecured loan.

You will have to:

  • Have a realistic business plan
  • Create and maintain sustainable jobs
  • Have a competent team with business experience
  • Be open to investors, alliances and partnerships
  • Have a good market outlook
  • Be profitable and competitive

In addition, the funds can be used to help you develop your strategic plan or for participative management.

Other conditions apply.

Farm Credit Canada — loans and lending options

Farm Credit Canada

Do you need financing to start, run, grow, or transfer an agri-food or agribusiness operation? Farm Credit Canada offers a large range of loans with unique terms that can help you:

  • Purchase or improve land, buildings or equipment
  • Buy crop inputs or livestock
  • Make environmental improvements
  • Transfer your business to a new operator

Eligible producers or business owners are Canadian citizens of legal age.

3. Grants, contributions and financial assistance

Programme de soutien à la reprise collective

Ministère de l'Économie, de la Science et de l'Innovation

Do you want to sell your business? Do you own a co-operative and want to buy a regulatory business? If so, you may receive financial assistance for up to 70% of eligible expenses.

The program includes two streams.

Stream 1 — Feasibility study

  • Assess the investment potential of a group of workers;
  • Assess the organizational culture.

Stream 2 — Implementation support

  • Assess the value of the business and purchase price.
  • Conduct due diligence.
  • Complete a shareholder agreement or purchase contract.

Other conditions apply.

Quebec Economic Development Program

Canada Economic Development for Quebec Regions

Find programs and services to help you  grow your business.

Find resources that can help you:

  • Improve productivity
  • Innovate,  adopt or transfer technologies
  • Market or export your goods or services

4. Other resources

You can also consult our other directories of financing programs.

You could also avail yourself of non-financial resources to succeed in your business venture.

For any inquiries, please contact our information agents.

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