Directory – Loan garantees

• EDC — Loan Guarantee (BCAP) 

  Export Development Canada
  Get operating credit and cash flow term loans of up to $6.25 million through your financial institution, with 80% guaranteed by EDC.

• Fonds afro-entrepreneurs 

  ​Filaction​
  Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

• Lac-Mégantic Economic Assistance Fund 

  Investissement Québec
  Whether your business operates inside or outside of Quebec, you can obtain a loan, loan guarantee or non-repayable contribution towards an investment that contributes to the economy of Lac Mégantic.

• Local investment fund 

  Ministère de l'Économie et de l'Innovation
  Loans and loan guarantees to start or expand a business, or purchase at least 25% of an existing business, in Quebec.

• Project Financing 

  Investissement Québec
  Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

• Canada Small Business Financing Program 

  Innovation, Science and Economic Development Canada
  Access funds for land, buildings, leasehold improvements and purchases of new or used equipment.

• ESSOR — Forestry Business 

  Investissement Québec
  Guarantee on loans of up to $1 million to purchase high-performance forestry equipment for your harvesting, loading, transporting or silviculture business.

• Fonds afro-entrepreneurs 

  ​Filaction​
  Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

• Project Financing 

  Investissement Québec
  Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

• Business assistance – Temporary support for working capital – COVID-19 (in French only)

  Société de développement des entreprises culturelles (SODEC)
  Do you own a Quebec company that operates in one of SODEC’s areas of activity and whose future is uncertain due to the COVID-19 pandemic? You could receive financial assistance to weather these difficult times.

• EDC — Account Performance Security Guarantee 

  ​Export Development Canada
  Get 100% coverage of bonds posted by your bank on your behalf, and issue letters of guarantee associated with contractual, regulatory and supplier guarantees. This frees up your cash or credit line to expand your business.

• EDC — Export Guarantee Program 

  ​Export Development Canada
  Get an EDC loan guarantee of up to $10 million on money you borrow from your bank, allowing you to increase your access to capital. This will help you manage your cash flow, increase international sales, and support your investments.

• EDC — Loan Guarantee (BCAP) 

  Export Development Canada
  Get operating credit and cash flow term loans of up to $6.25 million through your financial institution, with 80% guaranteed by EDC.

• Financing program for cultural businesses 

  Société de développement des entreprises culturelles
  Loans, loan guarantees and capital investments for cultural businesses, as well as tax credit advances for film, books, sound productions and shows.

• Fonds afro-entrepreneurs 

  ​Filaction​
  Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

• Highly Affected Sectors Credit Availability Program (HASCAP) 

  ​Business Development Bank of Canada
  If your business has experienced a decline in revenues of at least 50% in 3 months (not necessarily consecutive), you could get a guaranteed, low-interest loan between $25,000 and $1 million for up to 10 years, to help with day-to-day operating costs.

• Project Financing 

  Investissement Québec
  Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

• Fonds afro-entrepreneurs 

  ​Filaction​
  Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

• Program Supporting the Development of Tourist Attractions — Stream 1 

  Investissement Québec
  Get a loan or loan guarantee between $150,000 and $5 million to cover up to 60% of project costs to boost the region's potential to attract tourists from other parts of Canada and abroad.

• Project Financing 

  Investissement Québec
  Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

• Fonds afro-entrepreneurs 

  ​Filaction​
  Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

• Project Financing 

  Investissement Québec
  Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

• Canada Small Business Financing Program 

  Innovation, Science and Economic Development Canada
  Access funds for land, buildings, leasehold improvements and purchases of new or used equipment.

• Lac-Mégantic Economic Assistance Fund 

  Investissement Québec
  Whether your business operates inside or outside of Quebec, you can obtain a loan, loan guarantee or non-repayable contribution towards an investment that contributes to the economy of Lac Mégantic.

• Local investment fund 

  Ministère de l'Économie et de l'Innovation
  Loans and loan guarantees to start or expand a business, or purchase at least 25% of an existing business, in Quebec.

• Project Financing 

  Investissement Québec
  Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

• Société d’Investissement Jeunesse Loan Program (in French only)

  société d'investissement jeunesse
  ​Are you aged 18 to 40 and the owner of an innovative technology business? You could receive a loan of up to $150,000.

• Fonds afro-entrepreneurs 

  ​Filaction​
  Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

• EDC — Account Performance Security Guarantee 

  ​Export Development Canada
  Get 100% coverage of bonds posted by your bank on your behalf, and issue letters of guarantee associated with contractual, regulatory and supplier guarantees. This frees up your cash or credit line to expand your business.

• EDC — Buyer financing 

  ​Export Development Canada
  Get a loan guarantee to give your business a competitive edge and to reduce your risk of non-payment. Offer flexible repayment terms on loans for your international customers, covering their purchases from you, for transactions of less than $10 million.

• EDC — Export Guarantee Program 

  ​Export Development Canada
  Get an EDC loan guarantee of up to $10 million on money you borrow from your bank, allowing you to increase your access to capital. This will help you manage your cash flow, increase international sales, and support your investments.

• ESSOR — Steel and aluminum 

  Investissement Québec
  Get loans and loan guarantees to cover 75% of special tariffs placed on your steel and aluminum export products, at 25% and 10%, respectively, for a maximum duration of 10 years.

• FinDev Canada Financing and Investment 

  FinDev Canada
  Direct loans, loan guarantees, structured project financing and investments are available for companies operating in developing countries that bring sustainable social and economic benefits to local communities.

• Fonds afro-entrepreneurs 

  ​Filaction​
  Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

• Program Supporting the Development of Tourist Attractions — Stream 1 

  Investissement Québec
  Get a loan or loan guarantee between $150,000 and $5 million to cover up to 60% of project costs to boost the region's potential to attract tourists from other parts of Canada and abroad.

• Project Financing 

  Investissement Québec
  Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

• FinDev Canada Financing and Investment 

  FinDev Canada
  Direct loans, loan guarantees, structured project financing and investments are available for companies operating in developing countries that bring sustainable social and economic benefits to local communities.

• Fonds afro-entrepreneurs 

  ​Filaction​
  Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

• Program Supporting the Development of Tourist Attractions — Stream 1 

  Investissement Québec
  Get a loan or loan guarantee between $150,000 and $5 million to cover up to 60% of project costs to boost the region's potential to attract tourists from other parts of Canada and abroad.

• Project Financing 

  Investissement Québec
  Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

You can also consult our other directories of financing programs.

You could also avail yourself of non-financial resources to succeed in your business venture.