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Directory

Directory – Loan garantees

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Increasing productivity

  • EDC — Loan Guarantee (BCAP) 

    Export Development Canada
    Get operating credit and cash flow term loans of up to $6.25 million through your financial institution, with 80% guaranteed by EDC.

  • Fonds afro-entrepreneurs 

    ​Filaction
    Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

  • Lac-Mégantic Economic Assistance Fund 

    Investissement Québec
    Whether your business operates inside or outside of Quebec, you can obtain a loan, loan guarantee or non-repayable contribution towards an investment that contributes to the economy of Lac Mégantic.

  • Local investment fund 

    Ministère de l'Économie et de l'Innovation
    Loans and loan guarantees to start or expand a business, or purchase at least 25% of an existing business, in Quebec.

  • Project Financing 

    Investissement Québec
    Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

Buy or lease a plant, machinery or property

  • Canada Small Business Financing Program 

    Innovation, Science and Economic Development Canada
    Access funds for land, buildings, leasehold improvements and purchases of new or used equipment.

  • ESSOR — Forestry Business 

    Investissement Québec
    Guarantee on loans of up to $1 million to purchase high-performance forestry equipment for your harvesting, loading, transporting or silviculture business.

  • Fonds afro-entrepreneurs 

    ​Filaction
    Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

  • Project Financing 

    Investissement Québec
    Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

Increase my working capital

  • Business assistance – Temporary support for working capital – COVID-19 (in French only)

    Société de développement des entreprises culturelles (SODEC)
    Do you own a Quebec company that operates in one of SODEC’s areas of activity and whose future is uncertain due to the COVID-19 pandemic? You could receive financial assistance to weather these difficult times.

  • EDC — Account Performance Security Guarantee 

    ​Export Development Canada
    Get 100% coverage of bonds posted by your bank on your behalf, and issue letters of guarantee associated with contractual, regulatory and supplier guarantees. This frees up your cash or credit line to expand your business.

  • EDC — Export Guarantee Program 

    ​Export Development Canada
    Get an EDC loan guarantee of up to $10 million on money you borrow from your bank, allowing you to increase your access to capital. This will help you manage your cash flow, increase international sales, and support your investments.

  • EDC — Loan Guarantee (BCAP) 

    Export Development Canada
    Get operating credit and cash flow term loans of up to $6.25 million through your financial institution, with 80% guaranteed by EDC.

  • Financing program for cultural businesses 

    Société de développement des entreprises culturelles
    Loans, loan guarantees and capital investments for cultural businesses, as well as tax credit advances for film, books, sound productions and shows.

  • Fonds afro-entrepreneurs 

    ​Filaction
    Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

  • Highly Affected Sectors Credit Availability Program (HASCAP) 

    ​Business Development Bank of Canada
    If your business has experienced a decline in revenues of at least 50% in 3 months (not necessarily consecutive), you could get a guaranteed, low-interest loan between $25,000 and $1 million for up to 10 years, to help with day-to-day operating costs.

  • Project Financing 

    Investissement Québec
    Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

Increase sales in Canada

  • Fonds afro-entrepreneurs 

    ​Filaction
    Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

  • Program Supporting the Development of Tourist Attractions — Stream 1 

    Investissement Québec
    Get a loan or loan guarantee between $150,000 and $5 million to cover up to 60% of project costs to boost the region's potential to attract tourists from other parts of Canada and abroad.

  • Project Financing 

    Investissement Québec
    Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

Commercialization

  • Fonds afro-entrepreneurs 

    ​Filaction
    Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

  • Project Financing 

    Investissement Québec
    Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

Start or buy a business

  • Canada Small Business Financing Program 

    Innovation, Science and Economic Development Canada
    Access funds for land, buildings, leasehold improvements and purchases of new or used equipment.

  • Lac-Mégantic Economic Assistance Fund 

    Investissement Québec
    Whether your business operates inside or outside of Quebec, you can obtain a loan, loan guarantee or non-repayable contribution towards an investment that contributes to the economy of Lac Mégantic.

  • Local investment fund 

    Ministère de l'Économie et de l'Innovation
    Loans and loan guarantees to start or expand a business, or purchase at least 25% of an existing business, in Quebec.

  • Project Financing 

    Investissement Québec
    Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

  • Société d’Investissement Jeunesse Loan Program (in French only)

    société d'investissement jeunesse
    ​Are you aged 18 to 40 and the owner of an innovative technology business? You could receive a loan of up to $150,000.

Hire or train employees

  • Fonds afro-entrepreneurs 

    ​Filaction
    Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

To export my products or services

  • EDC — Account Performance Security Guarantee 

    ​Export Development Canada
    Get 100% coverage of bonds posted by your bank on your behalf, and issue letters of guarantee associated with contractual, regulatory and supplier guarantees. This frees up your cash or credit line to expand your business.

  • EDC — Buyer financing 

    ​Export Development Canada
    Get a loan guarantee to give your business a competitive edge and to reduce your risk of non-payment. Offer flexible repayment terms on loans for your international customers, covering their purchases from you, for transactions of less than $10 million.

  • EDC — Export Guarantee Program 

    ​Export Development Canada
    Get an EDC loan guarantee of up to $10 million on money you borrow from your bank, allowing you to increase your access to capital. This will help you manage your cash flow, increase international sales, and support your investments.

  • ESSOR — Steel and aluminum 

    Investissement Québec
    Get loans and loan guarantees to cover 75% of special tariffs placed on your steel and aluminum export products, at 25% and 10%, respectively, for a maximum duration of 10 years.

  • FinDev Canada Financing and Investment 

    FinDev Canada
    Direct loans, loan guarantees, structured project financing and investments are available for companies operating in developing countries that bring sustainable social and economic benefits to local communities.

  • Fonds afro-entrepreneurs 

    ​Filaction
    Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

  • Program Supporting the Development of Tourist Attractions — Stream 1 

    Investissement Québec
    Get a loan or loan guarantee between $150,000 and $5 million to cover up to 60% of project costs to boost the region's potential to attract tourists from other parts of Canada and abroad.

  • Project Financing 

    Investissement Québec
    Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

Get a patent, license, or apply a new technology

Research, develop or commercialize a new product/idea

  • FinDev Canada Financing and Investment 

    FinDev Canada
    Direct loans, loan guarantees, structured project financing and investments are available for companies operating in developing countries that bring sustainable social and economic benefits to local communities.

  • Fonds afro-entrepreneurs 

    ​Filaction
    Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

  • Program Supporting the Development of Tourist Attractions — Stream 1 

    Investissement Québec
    Get a loan or loan guarantee between $150,000 and $5 million to cover up to 60% of project costs to boost the region's potential to attract tourists from other parts of Canada and abroad.

  • Project Financing 

    Investissement Québec
    Loans, loan guarantees or capital investments of $50,000 and up for projects involving expansion, exporting, modernization, innovation, buildings and equipment, marketing and more.

Reduce pollution or improve energy efficiency

Other resources

You can also consult our other directories of financing programs.

You could also avail yourself of non-financial resources to succeed in your business venture.

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