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Finance your project

Like many entrepreneurs, obtaining financing could be the most difficult step in your business plans.

Explore this section to understand the different types of financing available, determine which best meets your needs and find out how to obtain the funding you need.

Need help? Our qualified agents can help you. Contact us!

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Organization

Société de développement économique de Drummondville

 819 477-5511

Services offered: Coaching - Consulting services - Financing - Mentoring - Fully equipped offices rental - Facilities and lands search - Industrial incubator

Regions served Target audiences
Organization

Société de développement économique du Granit

 819 583-4411

Services offered: Coaching - Consulting services - Financing

Regions served Target audiences
Program

Space Technology Development Program

Canadian Space Agency
Your organization (industry or academia) could receive financial and technical support to perform R&D on space technologies.
Regions served Target audiences
Program

Strategic Aerospace and Defence Initiative

Innovation, Science and Economic Development Canada
If your aerospace and defence company is incorporated in Canada, you could receive money for R&D projects in Canada.
Regions served Target audiences
Program

Support for hiring workers who have suffered employment injuries

Commission des normes, de l’équité, de la santé et de la sécurité du travail
You may be able to obtain a grant to hire workers who have suffered employment injuries.
Regions served Target audiences
Program

Support for self-employment

Emploi Québec
You could get financial and technical support to start a business or create your own job.
Regions served Target audiences
Program

Tax Credit for Salaries and Wages (R&D)

Investissement Québec
If you carry out scientific research and experimental development work, your business could benefit from this tax measure.
Regions served Target audiences
Program

Tax credit for an on-the-job training period

Revenu Québec
Does your business need a trainee? If so, you could qualify for a tax credit.
Regions served Target audiences
Program

Tax credit for pre-competitive private partnership research

Ministère de l'Économie et de l'Innovation
Put this tax measure to work for your (SR&ED) projects carried out in Quebec, in partnership with another private company.
Regions served Target audiences
Program

Tax credit for technological adaptation services

Revenu Québec
You could receive a tax credit representing a portion of expenses related to technological adaptation services.
Regions served Target audiences
Program

Tax credit for the design of factory-made products (fashion design section)

Ministère de l'Économie et de l'Innovation
If your business operates in the fashion or textile industry, you could receive a tax credit for payroll expenses.
Regions served Target audiences
Program

Tax credit for the design of factory-made products (industrial design component)

Ministère de l'Économie et de l'Innovation
Your business could get help to carry out industrial design work and make its products more competitive.
Regions served Target audiences
Program

Tax credit for the development of e-business

Investissement Québec
Your corporation could benefit from this refundable tax credit if its activities are in IT and are carried out in an establishment located in Quebec.
Regions served Target audiences
Program

Tax credits for production of multimedia titles

Investissement Québec
Do you have a company that produces multimedia titles in Quebec? If so, you should take advantage of this refundable tax credit.
Regions served Target audiences
Program

Tax holiday for foreign experts

Ministère de l'Économie et de l'Innovation
If you recruit foreign experts for your Quebec innovation project, you could obtain a tax holiday.
Regions served Target audiences
Program

Tax holiday for foreign researchers

Ministère de l'Économie et de l'Innovation
If your business does scientific research and experimental development, you could obtain financial assistance to recruit foreign researchers.
Regions served Target audiences
Program

Valorisation Jeunesse — Place à la relève

Ministère de l'Immigration, de la Diversité et de l'Inclusion
Would you like to help train the next generation of workers by offering summer internships? If so, you could receive financial assistance and advice for hiring young Montrealers.
Regions served Target audiences
Program

Workforce training measures

Emploi Québec
Your business could receive technical or financial assistance for your employee training projects.
Regions served Target audiences
Program

Working capital financing

Business Development Bank of Canada
Obtain additional funds to make up for cash deficits and support your day-to-day activities.
Regions served Target audiences
Program

Youth Employment Programs

National Research Council Canada
You could get financial assistance to hire a skilled post-secondary graduate to work on an innovative project, or a youth to work on a green project.
Regions served Target audiences
Program

BDC Indigenous Entrepreneur Loan

Business Development Bank of Canada
As an Indigenous entrepreneur, you could get money to help start or grow your business.
Regions served Target audiences
Organization

Accès Micro-Crédit Gaspésie

 1 855-534-3834, 418-534-3834

Services offered: Coaching - Financing - Training - Office space rental

Regions served Target audiences
Organization

Adrenalys

Services offered: Accelerator program for fast-growing businesses - Coaching - Equity investments

Regions served Target audiences
Program

AgriInnovate Program

Agriculture and Agri-Food Canada
Get funding to demonstrate, adopt or commercialize your innovative agri-sector projects.
Regions served Target audiences
Organization

Alter Ego Capital

 514 317-6497

Services offered: Consumer goods business financing - Equity investments

Regions served Target audiences
Program

Alternate work arrangements and work hour reduction

Emploi Québec
Take advantage of advice and funding to help your preserve jobs.
Regions served Target audiences
Organization

AmorChem

 514-849-7696

Services offered: Financing life science projects originating from Québec-based universities and research centres

Regions served Target audiences
Program

Applied Research and Development Grants

Natural Sciences and Engineering Research Council of Canada
You could receive funding of up to $150,000 when you partner with an eligible Canadian college to develop clean technologies.
Regions served Target audiences
Program

Appui pour la conversion à l'agriculture biologique

Ministère de l'Agriculture, des Pêcheries et de l'Alimentation du Québec
Do you have a farming business? If so, you could get financial assistance to support your conversion to organic farming.
Regions served Target audiences
Organization

Avrio Subdebt

 403-215-5492

Services offered: Food-processing business financing - Equity investments

Regions served Target audiences
Tool

BDC Business loan calculator

Calculate how much a loan will cost your business, and print a complete loan amortization schedule.
Regions served Target audiences
Program

BDC Capital

Business Development Bank of Canada
Access a wide range of specialized financing to match the various stages of growth of your business.
Regions served Target audiences
Program

BDC New Canadian Entrepreneur Loan

Business Development Bank of Canada
As a new immigrant to Canada with little to no credit history, you can apply for a repayable loan of up to $50,000 to start a business.
Regions served Target audiences
Program

BDC Small Business Loan - for existing business

Business Development Bank of Canada
Get a loan of up to $100,000 within 48 hours from the time of approval. There are no application fees or hassles and the entire process is online.
Regions served Target audiences
Organization

Bank of Montreal (BMO)

 1 877 262-5907

Services offered: Loans and cash advances - Equity investments - Consulting services

Regions served Target audiences
Program

Bioénergies

Transition énergétique Québec
You could receive funding to reduce your company's greenhouse gas emissions and fossil fuel consumption.
Regions served Target audiences
Organization

Birch Hill Equity Partners

 416 775-3800

Services offered: Equity investments

Regions served Target audiences
Program

Book publishing tax credit

Société de développement des entreprises culturelles (SODEC)
Your book publishing business could get a tax credit for eligible pre-production, printing and labour costs.
Regions served Target audiences
Contest/grant

Bourses Lemaire (in French only)

You could receive a scholarship worth up to $25,000 to support your study project aimed at improving your entrepreneurial skills.
Registration deadline: May 31, 2021
Regions served Target audiences
Contest/grant

Bourses Prestige CEE-UQAC (in French only)

Your Saguenay-Lac-Saint-Jean SME could obtain a $50,000 grant to finance innovation and applied research within the company.
Registration deadline: May 5, 2021, 4 p.m.
Regions served Target audiences
Program

Branché au travail

Ministère de l'Énergie et des Ressources naturelles
You could get financial assistance to install electric vehicle charging stations for your employee's use.
Regions served Target audiences
Organization

Brightspark Ventures

Services offered: Software business financing - Equity investments

Regions served Target audiences
Program

Business Assistance — Immigrant Investor Program

Investissement Québec
You could get up to $250,000 in financing for your growth project from interest earned on investments from immigrant investors.
Regions served Target audiences
Organization

CAE Beauce-Chaudière Inc.

 418 222-5830

Services offered: Coaching - Consulting services - Financing

Regions served Target audiences
Organization

CAE Montmagny-L'Islet

 418 248-4815

Services offered: Coaching - Consulting services - Financing

Regions served Target audiences
Organization

CDEC de Québec

 418 525-5526

Services offered: Coaching - Financing - Accounting services

Regions served Target audiences
Organization

CIBC Bank

 1 800 465-2422

Services offered: Loans and cash advances - Consulting services

Regions served Target audiences
Organization

CLD Centre Local de Développement Maria-Chapdelaine

 418 276-0022

Services offered: Coaching - Consulting services - Financing

Regions served Target audiences
Organization

CLD Domaine-du-Roy - Roberval

 418 275-2755

Services offered: Coaching - Consulting services - Financing - Mentoring

Regions served Target audiences
Organization

CLD Domaine-du-Roy - Saint-Félicien

 418 679-2093

Services offered: Coaching - Consulting services - Financing - Mentoring

Regions served Target audiences
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