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1. Loan guarantees

Canada Small Business Financing Program

Innovation, Science and Economic Development Canada

This program could help you secure up to $1 million from a financial institution by sharing the risk with your lender.

The loans can be used to:

  • Purchase or improve land or buildings
  • Purchase leasehold improvements or improve leased property
  • Purchase new or used equipment

Eligible small businesses should have annual gross revenues of no more than $10 million.

Discuss your business needs with a financial officer at any bank, caisse populaire, or credit union in Canada. Find a lender near you.

Development Capital

Investissement Québec

You could receive funding of $5 million or more in the form of a loan guarantee, a subordinate loan or equity participation for projects such as:

  • Share buybacksBusiness acquisition
  • Productivity improvement or growth (expansion, equipment upgrades)

All Quebec businesses are eligible, except for those working in the following sectors:

  • Agriculture
  • Finance and insurance
  • Real estate
  • Retail sales
  • Other sectors in which the client base is made up mainly of individuals, except for the tourism sector

Other conditions apply.

ESSOR Program — Funding support for development projects

Ministère de l'Économie, de la Science et de l'Innovation

Is your business involved in manufacturing, software publishing, research, environmental services, or tourism? If so, you could get a loan guarantee covering up to 70% of a net loss for investments or a loan covering up to 50% of the cost of your growth projects, such as:

  • Business creation
  • Business expansion or modernization

The project must help maintain or create jobs.

Other conditions apply.

ESSOR — Forestry Business Component

Investissement Québec

You could get a loan guarantee covering a loan of up to $1,000,000 from your lender. The guarantee can cover up to 80% of a net loss, up to  a maximum of $300,000.

Your commercial forest management activities must involve:

  • Harvesting wood (felling, hauling and sawing)
  • Loading, transporting and unloading wood at a plant
  • Carrying out silvicultural work

Projects must target the acquisition or replacement of forestry equipment and enhance the equipment's performance and effectiveness.

Other conditions apply.

Financing for collective entrepreneurship

Investissement Québec

Your cooperative or non-profit organization could receive a minimum funding of $50,000 in loans, loan guarantees, or equity investment of up to 100% of the cost of projects such as:

  • Building acquisition or modernization
  • Purchase of machinery or equipment
  • Refinancing
  • Entry into a new market
  • Acquisition of intangible assets (trademarks, patents, etc.)

The organization must engage in commercial activities.

Other conditions apply.

Financing program for cultural businesses

Société de développement des entreprises culturelles (SODEC)

You could get a term loan, credit, loan guarantee or equity investment to cover the operational, growth or rehabilitation costs of your cultural or communications business.

Your business must:

  • Have a head office located in Quebec
  • Have been engaged in commercial activities for at least one year or operate in a niche business with no known competition
  • Submit a financing project that demonstrates profitability
  • Have the resources needed to fulfill all your financial obligations

Other conditions apply.

Fonds de diversification économique du Centre-du-Québec et de la Mauricie

Ministère de l'Économie, de la Science et de l'Innovation

You could get financial assistance if you are located in the Centre-du-Québec and Mauricie regions, and are carrying out a business development project in the industries of manufacturing, primary, tertiary or tourism.

Support is primarily in the form of a:

  • Repayable contribution (interest-bearing or interest-free loan, equity participation)
  • Loan guarantee of up to 70% of net loss
  • Non-refundable contribution

You may receive up to 25% of the total costs for investment projects and up to 50% for other projects. An investment of at least 10% of the total cost will be required.

Other conditions apply.

Fonds de diversification économique — MRC des Sources

Ministère de l'Économie, de la Science et de l'Innovation

You could get financial assistance, if you are carrying out a start-up or business development project in the manufacturing, value added tertiary sector or tourism industry in the Regional County Municipality of Des Sources.

Support will be primarily in the form of a:

  • Repayable contribution (interest-bearing or interest-free loan, equity participation)
  • Loan guarantee of up to 70% of net loss
  • Non-refundable contribution

You may receive up to 25% of the total costs for investment projects and up to 50% for other projects. An investment of at least 10% of the total cost will be required.

Other conditions apply.

FONDS MOSAÏQUE

Filaction

If you are a member of one of Quebec's cultural communities, you could receive a loan or loan guarantee ranging from $5,000 to $25,000 to start your own business or fund a project for your business that has been in operation for less than 5 years.

To be eligible, you must:

  • Be 18 years of age or older and a member of a cultural community
  • Provide a business plan for your for-profit project
  • Submit your financial forecasts or statements
  • Demonstrate training or experience relevant to the project

Other conditions apply.

Local investment fund

Ministère de l'Économie, de la Science et de l'Innovation

If you are starting or expanding a business, you could be eligible for financing in the form of various types of loans or loan guarantees.

Loans can cover eligible expenses such as:

  • Capital expenditures
  • Technology acquisition
  • Working capital for operations

You could get an interest-free loan to help you acquire at least 25% of an existing rural business that you plan to take over.

SMBs and Large Corporations — Project Financing

Investissement Québec

You may be eligible for a loan, a loan guarantee, or funding in "quasi-equity" of $50,000 or more for business projects such as:

  • Purchase of machinery and equipment
  • Building modernization
  • Business succession, transfer, or acquisition
  • Increase in working capital
  • Trademarks acquisition
  • Export
  • Innovation
  • Commercialization

The maximum duration of funding is 25 years. Agricultural sectors, finance, real estate and retail are excluded.

Other conditions apply.

2. Equity investments

Development Capital

Investissement Québec

You could receive funding of $5 million or more in the form of a loan guarantee, a subordinate loan or equity participation for projects such as:

  • Share buybacksBusiness acquisition
  • Productivity improvement or growth (expansion, equipment upgrades)

All Quebec businesses are eligible, except for those working in the following sectors:

  • Agriculture
  • Finance and insurance
  • Real estate
  • Retail sales
  • Other sectors in which the client base is made up mainly of individuals, except for the tourism sector

Other conditions apply.

Femmessor — Réussir en affaires

Femmessor

Are you a woman who owns at least 25% of the shares of a business? If so, you could get assistance with a project relating to the start-up, expansion, consolidation, growth, or acquisition of a business, such as:

  • A conventional loan ($20,000 to $150,000) or capital stock (up to $250,000)
  • Customized training, workshops and seminars to perfect your skills
  • Individual coaching services or mentoring
  • Networking activities to develop your network of relationships

Your project must be cost-effective and economically viable.

Other conditions apply.

Financing for collective entrepreneurship

Investissement Québec

Your cooperative or non-profit organization could receive a minimum funding of $50,000 in loans, loan guarantees, or equity investment of up to 100% of the cost of projects such as:

  • Building acquisition or modernization
  • Purchase of machinery or equipment
  • Refinancing
  • Entry into a new market
  • Acquisition of intangible assets (trademarks, patents, etc.)

The organization must engage in commercial activities.

Other conditions apply.

Financing program for cultural businesses

Société de développement des entreprises culturelles (SODEC)

You could get a term loan, credit, loan guarantee or equity investment to cover the operational, growth or rehabilitation costs of your cultural or communications business.

Your business must:

  • Have a head office located in Quebec
  • Have been engaged in commercial activities for at least one year or operate in a niche business with no known competition
  • Submit a financing project that demonstrates profitability
  • Have the resources needed to fulfill all your financial obligations

Other conditions apply.

Fonds d'investissement de la culture et des communications

Fonds d'investissement de la culture et des communications

Your cultural business could have access to financial products such as quasi-equity and equity. The minimum investment in a for-profit share capital business is $250,000 and $150,000 in a social economy business, to a maximum investment of $3,000,000.

Your business is eligible, if you:

  • Are dedicated to the creation, production and dissemination of cultural content
  • Provide technical or technological support services to content businesses
  • Have a product or service of outstanding quality and originality
  • Have a solid business plan that displays your current and future profitability

Other conditions apply.

Fonds de diversification économique du Centre-du-Québec et de la Mauricie

Ministère de l'Économie, de la Science et de l'Innovation

You could get financial assistance if you are located in the Centre-du-Québec and Mauricie regions, and are carrying out a business development project in the industries of manufacturing, primary, tertiary or tourism.

Support is primarily in the form of a:

  • Repayable contribution (interest-bearing or interest-free loan, equity participation)
  • Loan guarantee of up to 70% of net loss
  • Non-refundable contribution

You may receive up to 25% of the total costs for investment projects and up to 50% for other projects. An investment of at least 10% of the total cost will be required.

Other conditions apply.

Fonds de diversification économique — MRC des Sources

Ministère de l'Économie, de la Science et de l'Innovation

You could get financial assistance, if you are carrying out a start-up or business development project in the manufacturing, value added tertiary sector or tourism industry in the Regional County Municipality of Des Sources.

Support will be primarily in the form of a:

  • Repayable contribution (interest-bearing or interest-free loan, equity participation)
  • Loan guarantee of up to 70% of net loss
  • Non-refundable contribution

You may receive up to 25% of the total costs for investment projects and up to 50% for other projects. An investment of at least 10% of the total cost will be required.

Other conditions apply.

Réseau des SADC et CAE (Network of CFDCs and CBDCs)

Canada Economic Development for Quebec Regions

The Réseau des SADC et CAE is a network of the Community Futures Development Corporations and the Business Development Corporations. These non-profit organizations can help you start or grow a business in your community. If you live in Quebec, the office in your area can offer:

  • Help with your business plan
  • Business counseling
  • Training
  • Loans or share capital ranging from $5,000 to $150,000, depending on the financing program

SMBs and Large Corporations — Project Financing

Investissement Québec

You may be eligible for a loan, a loan guarantee, or funding in "quasi-equity" of $50,000 or more for business projects such as:

  • Purchase of machinery and equipment
  • Building modernization
  • Business succession, transfer, or acquisition
  • Increase in working capital
  • Trademarks acquisition
  • Export
  • Innovation
  • Commercialization

The maximum duration of funding is 25 years. Agricultural sectors, finance, real estate and retail are excluded.

Other conditions apply.

Solunov

Fonds de solidarité FTQ

You could access coaching services and financing — by way of a loan or equity investment — for an innovative project such as:

  • Improving a product or a business process
  • Adopting a marketing strategy
  • Implementing a new technology

Experts will assist you throughout your project, with:

  • Diagnostics and a business audit
  • Feasibility study and idea validation
  • Project integration and completion

You must demonstrate the market potential of your project.

Other conditions apply.

3. Loans and cash advances

BDC Small Business Loan — for existing business

Business Development Bank of Canada

Keep your cash flow. Rather than using the money you need for day-to-day activities, consider applying for additional financing. With the BDC Small Business Loan, you could get up to $100,000 within 5 business days, no application fees or hassles. The entire process is completed online.

You need to have been operating your business for the past 24 months.

Other conditions apply.

BDC Technology financing — Information and communications technology loan

Business Development Bank of Canada

Do you need financing to update your technology projects? You could get a loan to buy or update your information and communications technology while preserving your short-term working capital. With this funding you could invest in:

  • Hardware (servers, network, computers, and accessories)
  • Software (human resources, supply chain, finance, and accounting)
  • Consulting services (IT planning, strategy, security, online sales, Internet marketing, social media)

Other conditions apply.

Canada Small Business Financing Program

Innovation, Science and Economic Development Canada

This program could help you secure up to $1 million from a financial institution by sharing the risk with your lender.

The loans can be used to:

  • Purchase or improve land or buildings
  • Purchase leasehold improvements or improve leased property
  • Purchase new or used equipment

Eligible small businesses should have annual gross revenues of no more than $10 million.

Discuss your business needs with a financial officer at any bank, caisse populaire, or credit union in Canada. Find a lender near you.

Development Capital

Investissement Québec

You could receive funding of $5 million or more in the form of a loan guarantee, a subordinate loan or equity participation for projects such as:

  • Share buybacksBusiness acquisition
  • Productivity improvement or growth (expansion, equipment upgrades)

All Quebec businesses are eligible, except for those working in the following sectors:

  • Agriculture
  • Finance and insurance
  • Real estate
  • Retail sales
  • Other sectors in which the client base is made up mainly of individuals, except for the tourism sector

Other conditions apply.

ESSOR Program — Funding support for development projects

Ministère de l'Économie, de la Science et de l'Innovation

Is your business involved in manufacturing, software publishing, research, environmental services, or tourism? If so, you could get a loan guarantee covering up to 70% of a net loss for investments or a loan covering up to 50% of the cost of your growth projects, such as:

  • Business creation
  • Business expansion or modernization

The project must help maintain or create jobs.

Other conditions apply.

Farm Credit Canada — loans and lending options

Farm Credit Canada

Do you need financing to start, run, grow, or transfer an agri-food or agribusiness operation? Farm Credit Canada offers a large range of loans with unique terms that can help you:

  • Purchase or improve land, buildings or equipment
  • Buy crop inputs or livestock
  • Make environmental improvements
  • Transfer your business to a new operator

Eligible producers or business owners are Canadian citizens of legal age.

Femmessor — Réussir en affaires

Femmessor

Are you a woman who owns at least 25% of the shares of a business? If so, you could get assistance with a project relating to the start-up, expansion, consolidation, growth, or acquisition of a business, such as:

  • A conventional loan ($20,000 to $150,000) or capital stock (up to $250,000)
  • Customized training, workshops and seminars to perfect your skills
  • Individual coaching services or mentoring
  • Networking activities to develop your network of relationships

Your project must be cost-effective and economically viable.

Other conditions apply.

FIJE Fund

Centre d'Aide aux Entreprises Haute-Yamaska et région

You may be eligible for up to $50,000 in funding to start or grow your business.

The program is aimed at:

  • Women
  • Youth between 18 and 39 years of age
  • Immigrants, including:
    • Permanent residents
    • Qualified workers
    • Canadian citizens since less than 5 years

You must:

  • Have a mentor
  • Present a business plan demonstrating the viability of the project
  • Have a good credit rating
  • Create at least one full-time job
  • Provide a down payment of 10% of the cost of the project
  • Be in the Haute-Yamaska region of Quebec

Other conditions apply.

Financing for collective entrepreneurship

Investissement Québec

Your cooperative or non-profit organization could receive a minimum funding of $50,000 in loans, loan guarantees, or equity investment of up to 100% of the cost of projects such as:

  • Building acquisition or modernization
  • Purchase of machinery or equipment
  • Refinancing
  • Entry into a new market
  • Acquisition of intangible assets (trademarks, patents, etc.)

The organization must engage in commercial activities.

Other conditions apply.

Financing program for cultural businesses

Société de développement des entreprises culturelles (SODEC)

You could get a term loan, credit, loan guarantee or equity investment to cover the operational, growth or rehabilitation costs of your cultural or communications business.

Your business must:

  • Have a head office located in Quebec
  • Have been engaged in commercial activities for at least one year or operate in a niche business with no known competition
  • Submit a financing project that demonstrates profitability
  • Have the resources needed to fulfill all your financial obligations

Other conditions apply.

Fonds de diversification économique du Centre-du-Québec et de la Mauricie

Ministère de l'Économie, de la Science et de l'Innovation

You could get financial assistance if you are located in the Centre-du-Québec and Mauricie regions, and are carrying out a business development project in the industries of manufacturing, primary, tertiary or tourism.

Support is primarily in the form of a:

  • Repayable contribution (interest-bearing or interest-free loan, equity participation)
  • Loan guarantee of up to 70% of net loss
  • Non-refundable contribution

You may receive up to 25% of the total costs for investment projects and up to 50% for other projects. An investment of at least 10% of the total cost will be required.

Other conditions apply.

Fonds de diversification économique — MRC des Sources

Ministère de l'Économie, de la Science et de l'Innovation

You could get financial assistance, if you are carrying out a start-up or business development project in the manufacturing, value added tertiary sector or tourism industry in the Regional County Municipality of Des Sources.

Support will be primarily in the form of a:

  • Repayable contribution (interest-bearing or interest-free loan, equity participation)
  • Loan guarantee of up to 70% of net loss
  • Non-refundable contribution

You may receive up to 25% of the total costs for investment projects and up to 50% for other projects. An investment of at least 10% of the total cost will be required.

Other conditions apply.

FONDS MOSAÏQUE

Filaction

If you are a member of one of Quebec's cultural communities, you could receive a loan or loan guarantee ranging from $5,000 to $25,000 to start your own business or fund a project for your business that has been in operation for less than 5 years.

To be eligible, you must:

  • Be 18 years of age or older and a member of a cultural community
  • Provide a business plan for your for-profit project
  • Submit your financial forecasts or statements
  • Demonstrate training or experience relevant to the project

Other conditions apply.

Le Fonds ADM / 375 idées

Jeune Chambre de commerce de Montréal (JCCM)

Are you a Montreal entrepreneur aged 18 to 40? If so, you can receive a $3,750 loan at a rate of 2% if you have a project at the pre-start-up or start-up stage, or that has been growing for less than two years.

You must:

  • Be a Canadian citizen or permanent resident;
  • Have your head office in Montreal;
  • Have met 100% of your crowdfunding objective of at least $3,750 on Quebec's La Ruche platform since January 1, 2017;
  • Demonstrate your project's viability and profit potential.

Other conditions apply.

Local investment fund

Ministère de l'Économie, de la Science et de l'Innovation

If you are starting or expanding a business, you could be eligible for financing in the form of various types of loans or loan guarantees.

Loans can cover eligible expenses such as:

  • Capital expenditures
  • Technology acquisition
  • Working capital for operations

You could get an interest-free loan to help you acquire at least 25% of an existing rural business that you plan to take over.

Nutressor

Fondaction

You could be eligible for funding and support for growth, innovation and development projects for your agri-food business.

You must:

  • Demonstrate the competency and experience of the management team
  • Fill the majority of resulting jobs in Quebec
  • Establish the viability and profitability of the project
  • Illustrate the potential for positive social and environmental impacts

You will receive:

  • Progress payments according to business plan delivery
  • Diagnostics
  • Coaching Financial advice

Other conditions apply.

Program to Support Diversification and Regional Development

La Financière agricole

If you own an agricultural business and want to increase your productivity or diversify your products, you could be refunded the interest on loan capital, up to $200,000. The maximum contribution amount available is $15,000 per business.

There are four components to the program:

  • Diversification support
  • Land improvement support
  • Support for greenhouse operations
  • Support for milk-fed calf operations

The following aspects will be assessed for all projects submitted:

  • Profitability and potential for growth
  • Market
  • Technical feasibility
  • Compliance with the laws and regulations

Other conditions apply.

Réseau des SADC et CAE (Network of CFDCs and CBDCs)

Canada Economic Development for Quebec Regions

The Réseau des SADC et CAE is a network of the Community Futures Development Corporations and the Business Development Corporations. These non-profit organizations can help you start or grow a business in your community. If you live in Quebec, the office in your area can offer:

  • Help with your business plan
  • Business counseling
  • Training
  • Loans or share capital ranging from $5,000 to $150,000, depending on the financing program

SMBs and Large Corporations — Project Financing

Investissement Québec

You may be eligible for a loan, a loan guarantee, or funding in "quasi-equity" of $50,000 or more for business projects such as:

  • Purchase of machinery and equipment
  • Building modernization
  • Business succession, transfer, or acquisition
  • Increase in working capital
  • Trademarks acquisition
  • Export
  • Innovation
  • Commercialization

The maximum duration of funding is 25 years. Agricultural sectors, finance, real estate and retail are excluded.

Other conditions apply.

Solunov

Fonds de solidarité FTQ

You could access coaching services and financing — by way of a loan or equity investment — for an innovative project such as:

  • Improving a product or a business process
  • Adopting a marketing strategy
  • Implementing a new technology

Experts will assist you throughout your project, with:

  • Diagnostics and a business audit
  • Feasibility study and idea validation
  • Project integration and completion

You must demonstrate the market potential of your project.

Other conditions apply.

BDC Indigenous Entrepreneur Loan

Business Development Bank of Canada

As an Indigenous entrepreneur, you could get up to $150,000 to start a business or up to $250,000 to grow your existing business.

Operations can be on or off reserve.

You can use the loan to:

  • Acquire fixed assets
  • Finance franchise fees
  • Cover start-up costs
  • Start exporting
  • Replenish working capital to support your company's growth

4. Tax refunds and credits

Book publishing tax credit

Société de développement des entreprises culturelles (SODEC)

You could get a tax credit of up to $437,500 to cover certain associated costs related to the pre-production, printing and labour expenses associated with publishing books by Quebec authors.

Eligible businesses include:

  • Book publishing businesses established in Quebec
  • Publishing houses recognized by SODEC

Valid printed and digital projects include:

  • Books
  • Children's books
  • Comic strips
  • Collections of poetry

You will need to submit a request for a certificate of approval with SODEC.

Other conditions apply.

Programme d'apprentissage en milieu de travail

Emploi Québec

You can get a tax credit to fund eligible expenses by having your experienced workers train your staff, which would enable you to do the following:

  • Enhance employee competencies
  • Leverage the expertise of your most experienced workers
  • Boost your productivity
  • Train your staff.

You must guarantee the quality of the training with respect to the following:

  • The equipment used
  • The work techniques used
  • Working conditions
  • Health and safety.

Other conditions apply.

Tax credit for the design of factory-made products (fashion design section)

Ministère de l'Économie, de la Science et de l'Innovation

If your business operates in the fashion or textile industries, you could receive a tax credit:

  • For your in-house design activities, performed by one of your employees: salary costs are admissible, up to a maximum of $60,000
  • For external activities carried out by a consultant: 65% of contract fees or royalties are eligible

Eligibility:

  • Obtain a certificate of eligibility from the Ministère de l'Économie, de la Science et de l'Innovation
  • Gross earnings of at least $150,000
  • Your production must be undertaken in Quebec

Other conditions apply.

Tax credit for the design of factory-made products (industrial design component)

Ministère de l'Économie, de la Science et de l'Innovation

Your business could get help to carry out industrial design work and make its products more competitive. You could, in fact, receive a tax credit:

  • To cover up to $60,000 in salary costs for internal design work carried out by one of your employees
  • To cover 65% of contract fees or charges for external work done by a consultant

Eligibility

  • Hold a certificate of eligibility from the Ministère de l'Économie, de la Science et de l'Innovation
  • Have a gross revenue of at least $150,000

Other conditions apply.

5. Grants, contributions and financial assistance

Aboriginal Business and Entrepreneurship Development

Indigenous and Northern Affairs Canada

If you are Aboriginal or have a majority-owned Aboriginal business, you can apply for up to $99,999 to help you:

  • Start or buy a business
  • Develop a business plan
  • Grow your existing business
  • Market your product or service
  • Develop new products or processes
  • Get business advice

You do not need to pay the money back. Conditions apply.

Before applying, contact a business development officer in your region to discuss your project.

Aboriginal Business Development Program

Native Commercial Credit Corporation

If you are a member of the First Nations in Quebec, you could receive up to $99,999 to cover eligible expenses, including:

  • Startup or expansion of a business
  • Marketing activities
  • Management expertise
  • Development of a business plan

Eligibility criteria:

  • Have financial resources of your own and a good credit rating
  • Present a viable business project
  • Have experience and training in the field of activities
  • Mandatory full-time involvement in the business

Other conditions apply.

Aboriginal Initiatives Fund III

Secrétariat aux affaires autochtones

If you run an eligible Indigenous organization, you can receive funding for your project to:

  • Start-up, expand or develop a business
  • Conduct the necessary studies to finalize a project
  • Help the Nation or community better structure its economic development
  • Develop the Indigenous workforce
  • Enhance the social economy

The sponsor must demonstrate the financial needs to be met and provide a business plan supporting the project’s validity and relevance.

Other conditions apply.

Aide au fonctionnement pour les médias communautaires

Ministère de la Culture et des Communications

Do you operate on-line or print community media, terrestrial radio or a conventional television channel? Then you may be eligible for funding of up to $60,000 to help you to:

Diversify your offering of Quebec local and regional information;

Promote community participation in your activities.

The program targets not-for-profit entities (organizations, cooperatives) that:

  • Have their head office in Quebec
  • Offer optimal access conditions for their activities, goods and services

Other conditions apply.

Business Assistance — Immigrant Investor Program

Investissement Québec

You could benefit from a non-repayable financial contribution of up to $250,000 to help pay for most growth projects, such as:

  • Increasing, modernizing or improving production
  • Getting certified for conforming to a standard
  • Technological innovation or design
  • Marketing products outside Québec

You must:

  • Obtain the recommendation of an accredited financial intermediary that is recognized by Investissement Québec
  • Have less than $35 million in total assets
  • Submit a project with a cost of at least $300,000

Other conditions apply.

Canada Book Fund

Canadian Heritage

If your business publishes books, you may qualify for a financial contribution toward:

  • Production, marketing and distribution of Canadian-authored books
  • Publishing and technology internships
  • Business planning activities

To qualify, your business must be Canadian-owned and controlled. Other conditions apply.

Canada Feature Film Fund

Telefilm Canada

If your film production business is a Canadian-owned and controlled corporation, you may be eligible for financial assistance.

Funding is available through a variety of programs, including the following:

  • Development Program
  • Production Program
  • Theatrical Documentary Program
  • Marketing Program
  • International Marketing and Festival Participation Program

Various Canadian content conditions apply. See the website for financing details. You may submit your application online at any time during Telefilm's fiscal year.

Canada Music Fund: Aid to Canadian Music Publishing Firms

Canadian Heritage

Your music publishing firm could receive a yearly contribution of up to $75,000 for projects that cultivate and promote Canadian music talent.

To qualify for this non-repayable contribution, your business must have operated for a minimum of 3 years.

Your business must also be:

  • Canadian-owned and controlled
  • Headquartered in Canada
  • Financially sound
  • Registered with SOCAN

Other conditions apply.

Dairy Farm Investment Program

Agriculture and Agri-Food Canada

If you are a licenced dairy farmer, you can apply for funding for up to 50% of eligible costs, to a maximum of $250,000, to improve the productivity and competiveness of your dairy farm.

Eligible activities include:

  • Hiring experts to assess how to improve productivity
  • Acquiring new equipment, including software and IT
  • Training on new equipment
  • Retrofitting facilities

Other conditions apply.

Dairy Processing Investment Fund

Agriculture and Agri-Food Canada

As a dairy processor or cheese maker, you can apply for up to $10 million per year in non-repayable contributions to increase your organization's productivity and competitiveness, and prepare for market changes resulting from CETA.

Funds may be used for:

  • Capital Investment in equipment and infrastructure
  • Access to Expertise to engage private sector technical, managerial, and business expertise.

Eligible activities include:

  • the application of technologies to make use of surplus skim milk
  • increasing the facility's capacity to use milk or milk components

Other conditions apply.

ESSOR Program — Funding support for development projects

Ministère de l'Économie, de la Science et de l'Innovation

Is your business involved in manufacturing, software publishing, research, environmental services, or tourism? If so, you could get a loan guarantee covering up to 70% of a net loss for investments or a loan covering up to 50% of the cost of your growth projects, such as:

  • Business creation
  • Business expansion or modernization

The project must help maintain or create jobs.

Other conditions apply.

Financial assistance for music production and variety programming

Société de développement des entreprises culturelles (SODEC)

You could get a grant to cover up to 50% of eligible costs for activities linked to the production of records or variety shows, or for the management of artists.

The program includes the following components:

  • Industrial sector
    • Comprehensive assistance
    • Business assistance
  • Management support
  • Para-industrial sector — Project assistance
  • Additional tour support
  • Additional support for new media activities

The maximum amount of support offered under this program is $300,000. To be eligible your business must meet both the general and specific terms and conditions of the components.

Other conditions apply.

Financial Assistance Program for the Development of Private Woodlots

Ministère des Forêts, de la Faune et des Parcs

If you are a recognized forestry producer, you could get financial and technical assistance to carry out forestry operations in private forests.

Eligible activities are:

  • Technical and silvicultural work
  • Some activities related to certification

To receive financial assistance, you must enlist the aid of an accredited forestry consultant.

The maximum amount of the financial contribution and the nature of eligible activities vary depending on the regional agencies for private forest development in Quebec.

Other conditions apply.

Financial support for agricultural fairs

Ministère de l'Agriculture, des Pêcheries et de l'Alimentation du Québec

Your association or agricultural group could receive financial assistance which may cover up to 70% of eligible expenses to make an agricultural fair project a reality.

To be eligible, activities could include:

  • Organizing agricultural fairs and competitions
  • Promoting agri-food know-how 
  • Making the public aware of the Quebec bio-food sector

You will need to submit a detailed business plan for each project.

Other conditions apply.

Financial support for aspiring farmers

La Financière agricole

If you are planning to take over an existing farm or start a new agriculture business, you could receive a grant of up to $50,000.

You could invest in activities that improve the productivity of your business, for example:

  • Land improvement
  • Equipment purchase

You must:

  • Be 18 to 40 years old
  • Have received recognized training
  • Hold at least 20% of the business' shares
  • Have at least one year of relevant experience in agriculture

Other conditions apply.

Fonds de diversification économique du Centre-du-Québec et de la Mauricie

Ministère de l'Économie, de la Science et de l'Innovation

You could get financial assistance if you are located in the Centre-du-Québec and Mauricie regions, and are carrying out a business development project in the industries of manufacturing, primary, tertiary or tourism.

Support is primarily in the form of a:

  • Repayable contribution (interest-bearing or interest-free loan, equity participation)
  • Loan guarantee of up to 70% of net loss
  • Non-refundable contribution

You may receive up to 25% of the total costs for investment projects and up to 50% for other projects. An investment of at least 10% of the total cost will be required.

Other conditions apply.

Fonds de diversification économique — MRC des Sources

Ministère de l'Économie, de la Science et de l'Innovation

You could get financial assistance, if you are carrying out a start-up or business development project in the manufacturing, value added tertiary sector or tourism industry in the Regional County Municipality of Des Sources.

Support will be primarily in the form of a:

  • Repayable contribution (interest-bearing or interest-free loan, equity participation)
  • Loan guarantee of up to 70% of net loss
  • Non-refundable contribution

You may receive up to 25% of the total costs for investment projects and up to 50% for other projects. An investment of at least 10% of the total cost will be required.

Other conditions apply.

Fonds Jeunes Entreprises

PME MTL

You could receive a non-repayable financial contribution of up to $15,000 to fund business projects such as:

  • Equipment purchase
  • Leasehold improvements
  • Marketing expenses
  • Working capital

You must:

  • Have your business and head office in Montreal
  • Operate a business that is less than 5 years old
  • Submit a business plan that demonstrates the viability of your project
  • Work full-time in the business

This grant must be matched with a loan from the MTL SME Fund.

Other conditions apply.

Industrial agreement programs

Ministère de l'Économie, de la Science et de l'Innovation

You could receive financial assistance and support for your industrial, technological or service agreement projects in Europe. The programs can help you plan short-term missions for your business' directors or senior technical staff.

You could obtain:

  • Local support in identifying and organizing meetings with potential partners
  • A fixed payment of $1,500 for assistance with logistics

Your business must have been established for at least one year and have the technical and financial capacity to carry out the planned project.

Program to Support Diversification and Regional Development

La Financière agricole

If you own an agricultural business and want to increase your productivity or diversify your products, you could be refunded the interest on loan capital, up to $200,000. The maximum contribution amount available is $15,000 per business.

There are four components to the program:

  • Diversification support
  • Land improvement support
  • Support for greenhouse operations
  • Support for milk-fed calf operations

The following aspects will be assessed for all projects submitted:

  • Profitability and potential for growth
  • Market
  • Technical feasibility
  • Compliance with the laws and regulations

Other conditions apply.

Programme d'aide à l'adaptation numérique des entreprises de la presse d'information écrite

Ministère de la Culture et des Communications

Are you looking to adapt your print media enterprise to the digital environment and new practices? If so, you may be eligible for funding.

Projects must target:

  • Development of innovative strategies in marketing, creation or monetization of press content on matters of current general interest
  • Innovation and experimentation in print media

Total funding may cover up to 50% of eligible expenses.

Other conditions apply.

Programme d'aide financière pour la promotion du français

Office québécois de la langue française

You can receive financial assistance up to $675,000 if your organization has a project that falls under one of the following streams:

  • Valuing French fluency
  • Promoting the use of French in your business

Priority is given to projects that target the following:

  • Young adults aged 18 to 35
  • Individuals who are not fluent in French, particularly immigrants and Allophone workers
  • Management employees and workers in businesses with fewer than 50 employees

Other conditions apply.

Programme PME en action — Appui à la concrétisation de projets d'investissement

Ministère de l'Économie, de la Science et de l'Innovation

If your for-profit business or social enterprise is part of the manufacturing or major services industries, you could receive a non-repayable contribution of up to 40% of eligible expenses including:

  • Professional fees
  • The purchase of specialized information

Eligible projects include:

  • Market analysis
  • Assessment of processes or technologies and usage rights
  • Site selection analysis
  • Analysis related to the regulatory and legal framework

The project implementation period may not exceed 12 months.

Other conditions apply.

Programme PME en action — Appui à la productivité des PME

Ministère de l'Économie, de la Science et de l'Innovation

If your for-profit business or social enterprise is part of the manufacturing or major services sector, you could receive a non-repayable contribution of up to 40% of eligible expenses, including:

  • Professional fees
  • Purchase of specialized information

Eligible projects include:

  • Supply chain optimization
  • Implementation of an integrated management system or a customer relationship management system
  • Bring your operations into compliance with production standards
  • Implementation of a cost accounting system

Other conditions apply.

Quebec Economic Development Program (QEDP)

Canada Economic Development for Quebec Regions

Are you looking to start a business? Is your community facing economic development issues? There are programs and services available to help you succeed at every stage of your business.

Find resources that can help you:

  • Start a business or improve productivity
  • Innovate or adopt new technologies
  • Market or export your goods or services
  • Plan for succession
  • Promote your region

Support may also be available for economic development, diversification, and recovery of communities, as well as renovation and expansion of community infrastructure.

Strategic Innovation Fund — Streams 1, 2 and 3

Innovation, Science and Economic Development Canada

Your for-profit organization could be eligible for a financial contribution to enhance productivity and support R&D, investment, and growth.

You may submit an application for funding in one of 3 project streams:

  1. R&D to accelerate technology transfer and commercialization of innovative products, processes and services
  2. Firm expansion and growth within Canada
  3. Attraction of large-scale high-quality investments and reinvestments to Canada

Applications for streams 1 to 3 are accepted on a continuing basis. There are no submission deadlines.

Conditions apply.

Support for Québec Farm Business Development

La Financière agricole

You could benefit from an investment grant of up to $20,000 for development projects such as:

  • Increased production volume, performance, or profitability
  • Compliance with animal welfare and organic production standards
  • Start-up of a new agricultural or agri-food business

Your project should also involve:

  • Construction or renovation of a building, including necessary equipment
  • Land improvement works, such as drainage or reclamation of fallow land

Other conditions apply.

Tourism development north of the 49th parallel

Tourisme Québec

You could benefit from a non-repayable contribution to cover up to 90% of eligible costs if you have a tourism development project to be carried out north of the 49th parallel.

Projects must have the following objectives:

  • increase accommodation capacity and quality;
  • diversify outfitters' activities to attract new customers;
  • increase the number of tourist attractions and the amount of infrastructure;
  • extend the tourist season in the regions;
  • generate additional tourist spending and economic spinoffs.

Other conditions apply.

Wildlife, Destination North Program

Ministère des Forêts, de la Faune et des Parcs

You could receive financial aid covering up to 75% of eligible costs if you operate an establishment in Plan Nord territory, or if you are developing a project associated with wildlife activity, such as hunting, fishing, trapping and wildlife watching.

Eligible projects include:

  • Reception and lodging facilities and equipment
  • Wildlife activity and product promotion
  • Development projects
  • Business or development plans

Other conditions apply.

Workforce training measures

Emploi Québec

Your business could receive technical or financial assistance to define your training needs, to set up your project, and to assess its effectiveness.

You could also help your employees to better perform their jobs by providing professional training in customer service or any other field. The training activity should be:

  • Qualifying, to ensure employability and boost employee performance
  • Transferable, to ensure mobility and knowledge transfer

Assistance is related to your financial situation and may cover up to 50% of costs.

Other conditions apply.

6. Other resources

You can also consult our other directories of financing programs.

You could also avail yourself of non-financial resources to succeed in your business venture.

For any inquiries, please contact our information agents.

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